This website is operated by PineBridge Investments Deutschland GmbH. Throughout the site, the terms "we", "us", and "our" refer to PineBridge Investments Deutschland GmbH. PineBridge Investments Deutschland GmbH provides this website, along with all information, tools, and services available from this site to you, the user, conditioned upon your acceptance of all terms, conditions, policies, and notices stated here.

By visiting our site and/or purchasing something from us, you participate in our "Service" and agree to be bound by the following terms and conditions ("Terms of Service", "Terms"), including any additional terms, conditions, and policies referenced herein or available via hyperlink. These Terms of Service apply to all users of the site, including but not limited to browsers, vendors, customers, merchants, and/or content contributors.

Please read these Terms of Service carefully before accessing or using our website. By accessing or using any part of the site, you agree to be bound by these Terms of Service. If you do not agree to all the terms and conditions of this agreement, you may not access the website or use any services. If these Terms of Service are considered an offer, acceptance is expressly limited to these Terms of Service.

Any new features or tools added to the current store are also subject to the Terms of Service. You can review the most current version of the Terms of Service at any time on this page. We reserve the right to update, change, or replace any part of these Terms of Service by posting updates and/or changes on our website. It is your responsibility to check this page periodically for changes. Your continued use of or access to the website following the posting of any changes constitutes acceptance of those changes.

Online Store Items

By agreeing to these Terms of Service, you confirm that you are at least the age of majority in your state, province, or country of residence, or that you are of the age of majority and have provided your consent to allow any of your minor dependents to use this site.

You may not use our products for any illegal or unauthorized purposes, nor may you, in the use of the Service, violate any laws in your jurisdiction (including but not limited to copyright laws).

Any breach or violation of the Terms will result in the immediate termination of your Services.

General Conditions

We reserve the right to refuse service to anyone for any reason at any time.

You understand that your content (excluding credit card information) may be transferred unencrypted and may involve (a) transmissions over various networks and (b) changes to conform and adapt to technical requirements of connecting networks or devices. Credit card information is always encrypted during transmission over networks.

You agree not to reproduce, duplicate, copy, sell, resell, or exploit any portion of the Service, use of the Service, or access to the Service or any contact on the website through which the service is provided, without express written permission from us.

Headings in this agreement are provided for convenience only and will not limit or otherwise affect these Terms.

Accuracy, Completeness, and Timeliness of Information

We are not responsible if information on this site is not accurate, complete, or current. The material on this site is provided for general information purposes only and should not be relied upon or used as the sole basis for making decisions without consulting primary, more accurate, more complete, or more timely sources of information. Any reliance on the material on this site is at your own risk.

This site may contain historical information. Historical information is not necessarily current and is provided for your reference only. We reserve the right to modify the contents of this site at any time, but we have no obligation to update any information on our site. You agree that it is your responsibility to monitor changes to our site.

Modifications to the Service and Prices

Prices for our products are subject to change without notice.

We reserve the right at any time to modify or discontinue the Service (or any part or content thereof) without notice.

We reserve the right to cancel a purchase at any time for any reason. If this occurs, the full price of will be refunded.

We are not liable to you or any third-party for any modification, price change, suspension, or discontinuation of the Service.

Products or Services

Some products or services may only be available online through our website. These products or services may have limited quantities and are subject to return or exchange solely in accordance with our Limited Warranty and Refund Policy.

We may accept orders by confirming them through our website or by processing the shipment for such orders. If an item you ordered is out of stock, we will place it on backorder.

We reserve the right, but are not obligated, to limit sales of our products or services to any person, geographic area, or jurisdiction. We may exercise this right on a case-by-case basis. We also reserve the right to limit quantities of any products or services we offer. All descriptions of products or product pricing are subject to change at any time without notice, at our sole discretion. We reserve the right to discontinue any product at any time. Any offer for any product or service made on this site is void where prohibited.

You may transfer or sell products purchased from us. However, product warranties are non-transferable, expire upon transfer or sale, and do not renew if the product is returned to the original buyer.

All prices exclude applicable taxes, and you agree to pay or reimburse us for all applicable taxes, duties, levies, or assessments that may apply in any jurisdiction. This includes taxes based on amounts paid or payable for products, software, or services. If you claim a tax exemption, you must provide a tax exemption certificate acceptable to the relevant taxing authority.

Accuracy of Shipping, Billing, and Account Information

We reserve the right to refuse any order placed with us. We may, at our sole discretion, limit or cancel quantities purchased per person, household, or order. This includes orders placed under the same customer account, the same credit card, and/or orders with the same billing and/or shipping address. If we change or cancel an order, we may notify you via the email and/or billing address/phone number provided at the time of purchase. We reserve the right to limit or prohibit orders that appear to be placed by dealers, resellers, or distributors.

You agree to provide current, complete, and accurate information for all purchases made at our store. You are solely responsible for any losses or additional expenses incurred due to incomplete or inaccurate information. You also agree to promptly update your account information, including your email address, credit card details, and expiration dates, to allow us to complete your transactions and contact you as necessary.

Optional Tools

We may provide access to third-party tools that we neither monitor nor control.

You acknowledge and agree that we provide access to these tools "as is" and "as available" without any warranties, representations, or conditions of any kind, and without any endorsement. We shall have no liability arising from or relating to your use of optional third-party tools.

Your use of optional tools provided through the site is entirely at your own risk and discretion. You are responsible for ensuring that you are familiar with and approve of the terms under which these tools are provided by the relevant third-party provider(s).

We may also introduce new services and/or features through the website in the future (including the release of new tools and resources). These new features and/or services will also be subject to these Terms of Service.

Third-Party Links

Certain content, products, and services available through our Service may include materials from third parties.

Third-party links on this site may direct you to external websites that are not affiliated with us. We are not responsible for examining or evaluating the content or accuracy of these sites, and we do not warrant or take responsibility for any third-party materials, products, or services.

We are not liable for any harm or damages related to the purchase or use of goods, services, resources, or content from third-party websites. Please review third-party policies and practices carefully before engaging in any transactions. Complaints, claims, or questions about third-party products should be directed to the third party.

User Comments, Feedback, and Other Submissions

If you submit any specific submissions at our request, or if you send us creative ideas, suggestions, proposals, plans, or other materials without a request from us, whether online, by email, by postal mail, or otherwise (collectively referred to as 'comments'), you agree that we may, at any time and without restriction, edit, copy, publish, distribute, translate, and otherwise use in any medium any comments you provide. We are not obligated to (1) keep any comments confidential; (2) pay compensation for any comments; or (3) respond to any comments.

We may, but are not obligated to, monitor, edit, or remove content that we determine at our sole discretion to be unlawful, offensive, threatening, defamatory, obscene, or otherwise objectionable or that violates any party's intellectual property or these Terms of Service.

You agree that your comments will not violate any third-party rights, including copyright, trademark, privacy, personality, or other personal or proprietary rights. You further agree that your comments will not contain libelous or otherwise unlawful, abusive, or obscene material, or contain any malware or viruses that could affect the operation of the Service or any related website. You may not use a false email address, impersonate someone else, or mislead us or third parties regarding the origin of any comments. You are solely responsible for any comments you make and their accuracy. We take no responsibility and assume no liability for any comments posted by you or any third party.

Personal Information

Your submission of personal information is governed by our Privacy Policy.

Errors, Inaccuracies, and Omissions

Occasionally, there may be information on our site or within the Service that contains typographical errors, inaccuracies, or omissions related to product descriptions, pricing, promotions, offers, product shipping charges, transit times, and availability. We reserve the right to correct any errors, inaccuracies, or omissions and to update or change information or cancel orders if any information in the Service or on any related website is inaccurate at any time without prior notice (including after an order has been submitted).

We are under no obligation to update, amend, or clarify information within the Service or on any related website, including pricing information, except as required by law. No specified update or refresh date applied in the Service or on any related website should be taken to imply that all information in the Service or on any related website has been modified or updated.

Prohibited Uses

In addition to the prohibitions outlined in the Terms of Service, you are prohibited from using the site or its content for: (a) unlawful purposes; (b) soliciting others to participate in any unlawful acts; (c) violating any international, federal, provincial, or state regulations, rules, laws, or local ordinances; (d) infringing on our intellectual property rights or the rights of others; (e) harassing, abusing, insulting, harming, defaming, slandering, intimidating, or discriminating based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability; (f) submitting false or misleading information; (g) uploading or transmitting viruses or malicious code that may affect the functionality or operation of the Service or any related website, other websites, or the Internet; (h) collecting or tracking the personal information of others; (i) spamming, phishing, pharming, pretexting, crawling, or scraping; (j) using the site for obscene or immoral purposes; (k) interfering with or circumventing the security features of the Service, any related website, other websites, or the Internet; (l) replicating, duplicating, copying, trading, selling, reselling, or exploiting any part of the Service or access to it for commercial purposes. We reserve the right to terminate your use of the Service or any related website for violating any of the prohibited uses.

Trademark Information

You acknowledge, understand, and agree that all trademarks, copyrights, trade names, service marks, logos, brand features, and product and service names of PineBridge Investments Deutschland GmbH are and will remain the property of PineBridge Investments Deutschland GmbH. You agree not to display or use them in any manner without our express written consent.

Disclaimer of Warranties; Limitation of Liability

We do not guarantee, represent, or warrant that your use of our Service will be uninterrupted, timely, secure, or error-free.

We do not warrant that the results obtained from using the Service will be accurate or reliable.

You agree that we may remove the Service for indefinite periods or cancel the Service at any time without notice.

You expressly agree that your use of the Service, or your inability to use it, is at your sole risk. The Service and all products and services delivered through it are provided "as is" and "as available," without any representations, warranties, or conditions of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, durability, title, and non-infringement.

PineBridge Investments Deutschland GmbH, its directors, officers, employees, affiliates, agents, contractors, interns, suppliers, service providers, or licensors are not liable for any injury, loss, claim, or any direct, indirect, incidental, punitive, special, or consequential damages of any kind, including lost profits, lost revenue, lost savings, loss of data, replacement costs, or any similar damages. This applies whether the claim is based in contract, tort (including negligence), strict liability, or otherwise, and even if we were advised of such damages. Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, so our liability in such jurisdictions shall be limited to the fullest extent permitted by law.

Force Majeure

If our ability to perform any of our obligations is hindered by circumstances such as fire, flood, earthquake, explosion, or other acts of nature; strikes or labor disputes; difficulties in procuring supplies, power, or services; war or violence; government actions; or any other condition beyond our control, we will be excused from such performance.

Indemnification

You agree to indemnify, defend, and hold harmless PineBridge Investments Deutschland GmbH, its parent, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns, and employees from any claims or demands, including reasonable attorneys’ fees, arising from your breach of these Terms of Service or any violation of the law or the rights of a third party.

Severability

If any provision of these Terms of Service is deemed unlawful, void, or unenforceable, that provision will still be enforceable to the fullest extent permitted by law, and the unenforceable portion will be severed from these Terms of Service. This will not affect the validity of the remaining provisions.

Termination

Any obligations or liabilities incurred before the termination date shall survive the termination of this agreement for all purposes.

These Terms of Service are effective until terminated by either you or us. You may terminate these Terms of Service at any time by notifying us that you no longer wish to use our Services or by ceasing use of our site.

If we suspect that you have breached any provision of these Terms of Service, we may terminate this agreement at any time without notice, and you will remain liable for all amounts due up to and including the date of termination. We may also deny you access to our Services (or any part of them).

Entire Agreement

Failure to enforce any right or provision of these Terms of Service does not constitute a waiver of that right or provision.

These Terms of Service, together with any policies or rules posted by us on this site, constitute the entire agreement between you and us regarding your use of the Service, superseding any prior agreements, communications, or proposals (whether oral or written).

Any ambiguities in interpreting these Terms of Service will not be construed against the drafting party.

Governing Law

These Terms of Service and any related agreements are governed by and construed in accordance with the laws of Westf, Germany.

Changes to Terms of Service

You can review the most current version of the Terms of Service at any time on this page.

We reserve the right to update, change, or replace any part of these Terms of Service by posting updates or changes on our website. It is your responsibility to check this page periodically for changes. Your continued use of or access to our website or the Service following the posting of any changes to these Terms of Service constitutes acceptance of those changes.

Contact Information

Please report any and all violations of these Terms of Service to:

PineBridge Investments Deutschland GmbH
Maximilianstraße 13
80539 München
Germany

info@bridpine.com